:root {
  --navy: #0F2A44;
  --navy-deep: #0A1F33;
  --navy-2: #163A5C;
  --amber: #E8A33D;
  --amber-dark: #C9871F;
  --amber-text: #9A5B0A;
  --tint: #E7EEF5;
  --surface: #F7F8FA;
  --white: #FFFFFF;
  --text: #13202E;
  --muted: #4A5A6B;
  --on-dark: #C9D6E3;
  --line: #E2E8F0;
  --green: #2FBF71;
  --display: 'Playfair Display', Georgia, serif;
  --body: 'Inter', system-ui, -apple-system, sans-serif;
  --radius: 10px;
  --shadow: 0 18px 40px -18px rgba(15, 42, 68, 0.35);
  --ease: cubic-bezier(.22, 1, .36, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; -webkit-text-size-adjust: 100%; }
html.lenis { scroll-behavior: auto; }
body { margin: 0; font-family: var(--body); font-size: 16px; line-height: 1.65; color: var(--text); background: var(--surface); overflow-x: clip; -webkit-font-smoothing: antialiased; }
h1, h2, h3, .stat strong, .rating-big strong, .step b, .mq-row, .after-form b { font-variant-numeric: lining-nums; }
h1, h2, h3 { font-family: var(--display); margin: 0; letter-spacing: -0.02em; color: var(--navy); line-height: 1.15; }
p { margin: 0; }
a { color: var(--navy); }
a:hover { color: var(--amber-text); }
img { max-width: 100%; display: block; }
ul, ol { margin: 0; padding: 0; }
:focus-visible { outline: 3px solid var(--amber); outline-offset: 3px; border-radius: 4px; }
.ic { width: 20px; height: 20px; flex: none; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.skip { position: absolute; left: 12px; top: -60px; z-index: 100; background: var(--amber); color: var(--navy); padding: 10px 16px; border-radius: 4px; font-weight: 700; }
.skip:focus { top: 12px; }

/* Placeholder content waiting on the client: easy to spot in review */
.ph { background: rgba(232, 163, 61, 0.16); outline: 1px dashed rgba(201, 135, 31, 0.7); outline-offset: 2px; border-radius: 3px; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; position: relative; }
.label { display: inline-block; font-size: 13px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--amber-text); }
.label-light { color: var(--amber); }
.section-head { display: flex; flex-direction: column; gap: 10px; align-items: center; text-align: center; margin-bottom: 40px; }
.section-head h2, .why-text h2, .rating-card h2, .faq-side h2 { font-size: clamp(30px, 3.4vw, 44px); font-weight: 800; }
.section-head p { font-size: 18px; color: var(--muted); max-width: 620px; }
.split-head { flex-direction: row; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; text-align: left; gap: 16px 48px; }
.split-head > div { display: flex; flex-direction: column; gap: 10px; max-width: 560px; }
.split-head p { max-width: 460px; }

/* Split heading words (GSAP) */
.w { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .08em; margin-bottom: -.08em; }
.w > span { display: inline-block; will-change: transform; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 48px; padding: .85rem 1.75rem; border-radius: 4px; font: 700 16px/1.2 var(--body); text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: background-color .2s, color .2s, border-color .2s, transform .2s, box-shadow .2s; white-space: nowrap; }
.btn .ic { width: 18px; height: 18px; transition: transform .2s; }
.btn:hover > .ic:last-child:not(:first-child) { transform: translateX(3px); }
.btn-primary { background: var(--amber); color: var(--navy); box-shadow: 0 8px 24px -10px rgba(232, 163, 61, .8); }
.btn-primary:hover { background: var(--amber-dark); color: var(--navy); transform: translateY(-1px); }
.btn-outline { border-color: rgba(247, 248, 250, .85); color: var(--surface); background: rgba(10, 31, 51, .15); }
.btn-outline:hover { background: var(--surface); color: var(--navy); }
.btn-dark { background: var(--navy); color: var(--surface); }
.btn-dark:hover { background: var(--navy-deep); color: var(--surface); }
.btn-ghost { background: transparent; color: var(--navy); border-color: #CBD5E1; }
.btn-ghost:hover { border-color: var(--navy); color: var(--navy); }
.btn-outline-dark { background: var(--white); color: var(--navy); border-color: var(--navy); }
.btn-sm { min-height: 44px; padding: 10px 20px; font-size: 15px; }
.btn-lg { min-height: 54px; padding: 1rem 1.9rem; font-size: 17px; }
.btn-block { width: 100%; }
.btn-row, .btns { display: flex; flex-wrap: wrap; gap: 14px; }
.text-link { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--amber-text); text-decoration: none; }
.text-link .ic { width: 18px; height: 18px; transition: transform .2s; }
.text-link:hover .ic { transform: translateX(3px); }

/* Open-now dot */
.dot { width: 9px; height: 9px; border-radius: 50%; background: #94A3B8; flex: none; display: inline-block; }
.dot.is-open { background: var(--green); box-shadow: 0 0 0 0 rgba(47, 191, 113, .6); animation: ping 2.2s infinite; }
@keyframes ping { 0% { box-shadow: 0 0 0 0 rgba(47, 191, 113, .55); } 70%, 100% { box-shadow: 0 0 0 8px rgba(47, 191, 113, 0); } }
.status-line { display: flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; }

/* ---------- Nav ---------- */
.nav { position: fixed; top: 0; left: 0; right: 0; z-index: 50; background: rgba(15, 42, 68, .82); backdrop-filter: saturate(140%) blur(12px); -webkit-backdrop-filter: saturate(140%) blur(12px); border-bottom: 1px solid rgba(255, 255, 255, .08); transition: background-color .3s, box-shadow .3s; }
.nav.scrolled { background: rgba(15, 42, 68, .97); box-shadow: 0 6px 24px rgba(0, 0, 0, .22); }
.nav-inner { height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; flex: none; }
.logo-word { font-family: var(--display); font-weight: 800; font-size: 23px; color: var(--surface); letter-spacing: -0.02em; line-height: 1; }
.logo-word em { font-style: normal; color: var(--amber); }
.nav-links { display: none; align-items: center; gap: 28px; }
.nav-links a { position: relative; color: #DCE6F0; text-decoration: none; font-size: 15px; font-weight: 500; padding: 6px 0; }
.nav-links a::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px; background: var(--amber); transform: scaleX(0); transform-origin: right; transition: transform .3s var(--ease); }
.nav-links a:hover, .nav-links a.active { color: var(--amber); }
.nav-links a:hover::after, .nav-links a.active::after { transform: scaleX(1); transform-origin: left; }
.nav-actions { display: none; align-items: center; gap: 20px; }
.nav-phone { display: inline-flex; align-items: center; gap: 8px; color: var(--surface); font-weight: 600; text-decoration: none; font-size: 15px; }
.nav-phone .ic { width: 17px; height: 17px; }
.nav-phone:hover { color: var(--amber); }
.burger { width: 44px; height: 44px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 5px; background: none; border: 0; cursor: pointer; padding: 0; }
.burger span { width: 24px; height: 2px; border-radius: 2px; background: var(--surface); transition: transform .3s; }
.burger span:nth-child(2) { width: 18px; margin-left: 6px; }
.nav-call { margin-left: auto; width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; background: var(--amber); color: var(--navy); }
.nav-call:hover { background: var(--amber-dark); color: var(--navy); }
.nav-call .ic { width: 20px; height: 20px; }
.nav-inner .burger { margin-left: -8px; }
@media (min-width: 1100px) { .nav-links, .nav-actions { display: flex; } .burger, .nav-call { display: none; } }

.mobile-menu { position: fixed; inset: 0; z-index: 60; background: var(--navy); display: flex; flex-direction: column; justify-content: center; padding: 80px 32px 40px; gap: 32px; }
.mobile-menu[hidden] { display: none; }
.mobile-menu nav { display: flex; flex-direction: column; gap: 6px; }
.mobile-menu nav a { color: var(--surface); text-decoration: none; font-family: var(--display); font-size: 30px; font-weight: 700; padding: 6px 0; border-bottom: 1px solid rgba(255, 255, 255, .08); }
.mobile-menu nav a:hover { color: var(--amber); }
.mobile-menu-ctas { display: flex; flex-direction: column; gap: 12px; }
.menu-status { color: var(--on-dark); font-size: 14px; text-align: center; }
.menu-close { position: absolute; top: 14px; right: 16px; width: 44px; height: 44px; background: none; border: 0; color: var(--surface); cursor: pointer; }

/* ---------- Animated logo (loops forever) ---------- */
.logo-mark { width: 36px; height: 36px; overflow: visible; }
.logo-mark path { fill: none; stroke-linecap: round; stroke-linejoin: round; }
.lm-fill { fill: rgba(232, 163, 61, .12) !important; stroke: none; }
.lm-shield { stroke: var(--amber); stroke-width: 2.2; }
.lm-trace { stroke: #FFE3B3; stroke-width: 2.6; stroke-dasharray: 14 86; stroke-dashoffset: 0; filter: drop-shadow(0 0 3px rgba(255, 210, 140, .9)); opacity: 0; }
.lm-check { stroke: var(--amber); stroke-width: 2.8; stroke-dasharray: 100; stroke-dashoffset: 0; }
@media (prefers-reduced-motion: no-preference) {
  .lm-trace { opacity: 1; animation: lm-trace 3.6s linear infinite; }
  .lm-check { animation: lm-check 3.6s var(--ease) infinite; }
  .lm-fill { animation: lm-glow 3.6s ease-in-out infinite; transform-origin: 50% 50%; }
  .logo-word em { background: linear-gradient(100deg, var(--amber) 40%, #FFE3B3 50%, var(--amber) 60%) 0 0 / 300% 100%; -webkit-background-clip: text; background-clip: text; color: transparent; animation: lm-shine 3.6s ease-in-out infinite; }
}
@keyframes lm-trace { to { stroke-dashoffset: -100; } }
@keyframes lm-check { 0%, 8% { stroke-dashoffset: 100; } 30%, 100% { stroke-dashoffset: 0; } }
@keyframes lm-glow { 0%, 100% { fill: rgba(232, 163, 61, .10); } 35% { fill: rgba(232, 163, 61, .30); } }
@keyframes lm-shine { 0%, 30% { background-position: 100% 0; } 70%, 100% { background-position: 0% 0; } }

/* ---------- Hero ---------- */
.hero { position: relative; overflow: hidden; background: var(--navy-deep); color: var(--surface); padding: 128px 0 120px; isolation: isolate; }
.hero-media { position: absolute; inset: -8% 0 -8% 0; z-index: -2; background: var(--navy-deep) url("assets/img/hero-poster.webp") center 30% / cover no-repeat; will-change: transform; }
.hero-video { width: 100%; height: 100%; object-fit: cover; object-position: center 30%; display: block; }
.hero-overlay { position: absolute; inset: 0; z-index: -1; background: linear-gradient(100deg, rgba(10, 31, 51, .94) 0%, rgba(15, 42, 68, .86) 45%, rgba(15, 42, 68, .55) 100%), linear-gradient(0deg, rgba(10, 31, 51, .7), transparent 40%); }
.hero-inner { display: grid; gap: 40px; align-items: center; }
.hero-copy { display: flex; flex-direction: column; gap: 22px; max-width: 640px; }
.trust-line { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; font-size: 13px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--amber); }
.trust-line i { width: 5px; height: 5px; border-radius: 50%; background: currentColor; opacity: .6; }
.hero h1 { font-size: clamp(36px, 5vw, 62px); line-height: 1.06; font-weight: 800; color: var(--surface); }
.hl { position: relative; white-space: nowrap; color: var(--amber); }
.hl::after { content: ""; position: absolute; left: 0; right: 0; bottom: .02em; height: .1em; border-radius: 4px; background: var(--amber); opacity: .45; transform-origin: left; animation: hl-draw 1s .4s var(--ease) both; }
@keyframes hl-draw { from { transform: scaleX(0); } }
.hero-sub { font-size: 19px; color: var(--on-dark); max-width: 560px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 4px; }
.hero-ticks { list-style: none; display: flex; flex-wrap: wrap; gap: 10px 22px; font-size: 15px; color: var(--on-dark); }
.hero-ticks li { display: inline-flex; align-items: center; gap: 8px; }
.hero-ticks .ic { width: 18px; height: 18px; color: var(--amber); stroke-width: 2.6; }

.picker { background: rgba(247, 248, 250, .97); color: var(--text); border-radius: 14px; padding: 28px; display: flex; flex-direction: column; gap: 16px; box-shadow: 0 30px 60px -20px rgba(0, 0, 0, .5); border: 1px solid rgba(255, 255, 255, .6); }
.picker-kicker { display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 600; color: var(--muted); }
.picker h2 { font-size: 25px; font-weight: 700; }
.picker-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 10px; }
.chip { min-height: 48px; border-radius: 8px; font: 600 15px var(--body); cursor: pointer; padding: 8px 10px; background: var(--white); color: var(--navy); border: 2px solid #CBD5E1; transition: background-color .2s, border-color .2s, color .2s, transform .2s; display: inline-flex; align-items: center; justify-content: center; gap: 8px; }
.chip .ic { width: 18px; height: 18px; }
.chip:hover { border-color: var(--navy); transform: translateY(-1px); }
.chip[aria-pressed="true"] { background: var(--navy); color: var(--surface); border-color: var(--navy); }
.chip[aria-pressed="true"] .ic { color: var(--amber); }
.picker-grid .chip { flex-direction: column; gap: 4px; min-height: 68px; font-size: 14px; }
.picker-grid .chip .ic { width: 22px; height: 22px; }
.picker-note { font-size: 14px; text-align: center; color: var(--muted); }
.video-toggle { position: absolute; right: 20px; bottom: 76px; width: 40px; height: 40px; border-radius: 50%; border: 1px solid rgba(255, 255, 255, .35); background: rgba(10, 31, 51, .45); color: var(--surface); display: grid; place-items: center; cursor: pointer; }
.video-toggle[hidden] { display: none; }
.video-toggle .ic { width: 16px; height: 16px; }
.video-toggle .ic-play, .video-toggle.is-paused .ic-pause { display: none; }
.video-toggle.is-paused .ic-play { display: block; }
@media (min-width: 1024px) {
  .hero { padding: 148px 0 132px; }
  .hero-inner { grid-template-columns: 1.35fr 1fr; gap: 56px; }
}

/* ---------- Trust bar ---------- */
.trust { position: relative; z-index: 2; margin-top: -64px; }
.trust-card { background: var(--white); border-radius: 14px; box-shadow: var(--shadow); border: 1px solid var(--line); display: grid; grid-template-columns: repeat(2, 1fr); }
.stat { padding: 22px 24px; display: flex; flex-direction: column; gap: 2px; border-color: var(--line); border-style: solid; border-width: 0; }
.stat:nth-child(odd) { border-right-width: 1px; }
.stat:nth-child(-n+2) { border-bottom-width: 1px; }
.stat strong { font-family: var(--display); font-size: clamp(26px, 3vw, 34px); font-weight: 800; color: var(--navy); line-height: 1.1; }
.stat > span { font-size: 14px; color: var(--muted); }
@media (min-width: 900px) {
  .trust-card { grid-template-columns: repeat(4, 1fr); }
  .stat { padding: 26px 30px; border-width: 0 1px 0 0 !important; }
  .stat:last-child { border-right-width: 0 !important; }
}

/* ---------- Coverage bento ---------- */
.coverage { padding-top: 72px; }
.bento { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.cov { position: relative; display: flex; flex-direction: column; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; text-decoration: none; color: var(--text); transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s; }
.cov:hover { transform: translateY(-4px); box-shadow: 0 22px 40px -22px rgba(15, 42, 68, .45); border-color: transparent; color: var(--text); }
.cov-media { position: relative; height: 130px; overflow: hidden; background: var(--tint); }
.cov-media img { position: absolute; left: 0; top: -12%; width: 100%; height: 124%; object-fit: cover; transition: scale .6s var(--ease); }
.cov:hover .cov-media img { scale: 1.06; }
.cov-body { display: flex; flex-direction: column; gap: 8px; padding: 14px 16px 16px; flex: 1; }
.cov h3 { font-size: 20px; font-weight: 700; }
.cov p { color: var(--muted); font-size: 15px; line-height: 1.5; display: none; }
.cov-link { margin-top: auto; display: inline-flex; align-items: center; gap: 6px; font-size: 14px; font-weight: 700; color: var(--amber-text); }
.cov-link .ic { width: 16px; height: 16px; transition: transform .25s; }
.cov:hover .cov-link .ic { transform: translateX(4px); }
.cov-icon { width: 44px; height: 44px; border-radius: 10px; background: var(--tint); color: var(--navy); display: grid; place-items: center; flex: none; }
.cov-icon .ic { width: 22px; height: 22px; stroke-width: 1.8; }
.cov-lg { grid-column: span 2; }
.cov-lg .cov-media { height: 180px; }
.cov-lg .cov-body { display: grid; grid-template-columns: auto 1fr; gap: 6px 14px; align-items: start; }
.cov-lg .cov-body .cov-link { grid-column: 2; }
.cov-lg p, .cov-text p { display: block; }
.cov-text { grid-column: span 2; flex-direction: row; flex-wrap: wrap; align-items: center; gap: 12px 16px; padding: 18px; background: var(--navy); border-color: var(--navy); color: var(--surface); }
.cov-text:hover { color: var(--surface); }
.cov-text > div { flex: 1 1 200px; }
.cov-text h3 { color: var(--surface); }
.cov-text p { color: var(--on-dark); }
.cov-text .cov-icon { background: rgba(232, 163, 61, .15); color: var(--amber); }
.cov-text .cov-link { color: var(--amber); margin-top: 0; }
@media (min-width: 600px) {
  .cov p { display: block; }
  .cov-media { height: 150px; }
  .cov-lg .cov-media { height: 220px; }
  .cov-text { grid-column: span 1; flex-direction: column; align-items: flex-start; }
  .cov-text .cov-link { margin-top: auto; }
}
@media (min-width: 1024px) {
  .bento { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
  .cov-lg .cov-media { height: 250px; }
  .cov-media { height: 160px; }
  .cov-text { grid-column: span 2; flex-direction: row; align-items: center; padding: 24px 26px; }
  .cov-text .cov-link { margin-top: 0; }
}

/* ---------- Steps ---------- */
.steps { background: var(--tint); overflow: hidden; }
.shape { position: absolute; border-radius: 50%; pointer-events: none; }
.shape-a { width: 420px; height: 420px; right: -140px; top: -120px; border: 60px solid rgba(15, 42, 68, .05); }
.steps-wrap { position: relative; }
.steps-grid { list-style: none; display: grid; gap: 16px; position: relative; z-index: 1; }
.steps-line { display: none; }
.step { background: var(--white); border-radius: var(--radius); padding: 24px; display: grid; grid-template-columns: auto 1fr; gap: 4px 16px; align-items: start; border: 1px solid var(--line); }
.step b { grid-row: span 2; width: 48px; height: 48px; border-radius: 50%; background: var(--navy); color: var(--amber); display: grid; place-items: center; font-family: var(--display); font-size: 22px; font-weight: 800; box-shadow: 0 0 0 6px var(--tint); }
.step h3 { font-size: 21px; }
.step p { color: var(--muted); }
.steps-cta { margin-top: 32px; display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 12px 20px; color: var(--muted); }
.steps-cta a:not(.btn) { font-weight: 700; }
@media (min-width: 900px) {
  .steps-grid { grid-template-columns: repeat(3, 1fr); gap: 28px; }
  .step { grid-template-columns: 1fr; padding: 0 8px 0 0; gap: 12px; text-align: left; background: none; border: 0; }
  .step b { grid-row: auto; width: 56px; height: 56px; font-size: 24px; }
  .steps-line { display: block; position: absolute; left: 28px; right: 33%; top: 27px; height: 3px; background: rgba(15, 42, 68, .12); border-radius: 3px; z-index: 0; }
  .steps-line span { display: block; height: 100%; background: var(--amber); border-radius: 3px; transform-origin: left; }
}

/* ---------- Why ---------- */
.why-grid { display: grid; gap: 48px; align-items: center; }
.why-media { position: relative; padding: 0 0 28px; }
.why-img { position: relative; height: 340px; border-radius: 14px; overflow: hidden; box-shadow: var(--shadow); }
.why-img img { position: absolute; left: 0; top: -10%; width: 100%; height: 120%; object-fit: cover; object-position: 40% center; }
.float-card { position: absolute; display: flex; align-items: center; gap: 12px; background: var(--white); border-radius: 12px; padding: 12px 16px; box-shadow: 0 18px 40px -16px rgba(15, 42, 68, .45); }
.float-card .ic { width: 36px; height: 36px; padding: 8px; border-radius: 50%; background: var(--navy); color: var(--amber); }
.float-card strong { display: block; color: var(--navy); font-size: 15px; line-height: 1.2; }
.float-card span { font-size: 13px; color: var(--muted); }
.fc-1 { left: -6px; top: 20px; }
.fc-2 { right: -6px; bottom: 0; }
.why-text { display: flex; flex-direction: column; gap: 18px; max-width: 600px; }
.lead { font-size: 18px; color: var(--muted); }
.checks { list-style: none; display: grid; gap: 14px; }
.checks li { display: flex; gap: 14px; align-items: flex-start; }
.tick { width: 28px; height: 28px; border-radius: 50%; background: rgba(232, 163, 61, .18); color: var(--amber-text); display: grid; place-items: center; flex: none; margin-top: 1px; }
.tick .ic { width: 16px; height: 16px; stroke-width: 3; }
.checks strong { display: block; font-size: 17px; color: var(--navy); }
.checks span { color: var(--muted); }
.why-text .btn-row { margin-top: 6px; }
@media (min-width: 600px) { .checks { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) {
  .why-grid { grid-template-columns: 1fr 1fr; gap: 64px; }
  .why-img { height: 500px; }
  .fc-1 { left: -28px; top: 48px; }
  .fc-2 { right: -24px; bottom: 8px; }
}

/* ---------- Marquee ---------- */
.marquee { background: var(--navy); padding: 28px 0; overflow: hidden; display: flex; flex-direction: column; gap: 4px; }
.mq-row { display: flex; gap: 36px; white-space: nowrap; will-change: transform; font-family: var(--display); font-weight: 800; font-size: clamp(38px, 6.5vw, 84px); line-height: 1.1; color: var(--surface); }
.mq-row:nth-child(2) { margin-left: -40%; }
.mq-row .o { color: transparent; -webkit-text-stroke: 1.5px rgba(232, 163, 61, .85); }

/* ---------- Reviews ---------- */
.reviews { background: var(--white); }
.reviews-grid { display: grid; gap: 32px; }
.rating-card { display: flex; flex-direction: column; gap: 12px; align-items: flex-start; }
.rating-big { display: flex; flex-wrap: wrap; align-items: center; gap: 14px; margin-top: 6px; }
.rating-big strong { font-family: var(--display); font-size: 44px; color: var(--navy); line-height: 1; }
.rating-card > p { color: var(--muted); }
.stars { color: var(--amber); font-size: 20px; letter-spacing: 2px; }
.review-list { display: grid; gap: 16px; }
.review { margin: 0; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; display: flex; flex-direction: column; gap: 14px; transition: transform .3s var(--ease), box-shadow .3s; }
.review:hover { transform: translateY(-3px); box-shadow: 0 16px 34px -20px rgba(15, 42, 68, .4); }
.review blockquote { margin: 0; font-size: 17px; font-style: italic; }
.review figcaption { display: flex; align-items: center; gap: 12px; margin-top: auto; }
.avatar { width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: var(--surface); display: grid; place-items: center; font-weight: 700; flex: none; }
.review figcaption strong { display: block; color: var(--navy); }
.review figcaption small { font-size: 14px; color: var(--muted); }
@media (min-width: 768px) { .review-list { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 1024px) {
  .reviews-grid { grid-template-columns: 300px 1fr; gap: 48px; align-items: center; }
}

/* ---------- CTA banner ---------- */
.cta-banner { position: relative; overflow: hidden; padding: 80px 0; isolation: isolate; background: var(--navy); }
.cta-bg { position: absolute; inset: 0; z-index: -2; }
.cta-bg img { position: absolute; left: 0; top: -18%; width: 100%; height: 136%; object-fit: cover; }
.cta-banner::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(135deg, rgba(10, 31, 51, .93) 0%, rgba(15, 42, 68, .62) 100%); }
.cta-inner { display: flex; flex-wrap: wrap; gap: 28px; align-items: center; justify-content: space-between; }
.cta-inner > div:first-child { flex: 1 1 460px; display: flex; flex-direction: column; gap: 12px; }
.cta-banner h2 { font-size: clamp(30px, 3.6vw, 46px); font-weight: 800; color: var(--surface); }
.cta-banner p { font-size: 18px; color: var(--on-dark); max-width: 540px; }

/* ---------- FAQ ---------- */
.faq-grid { display: grid; gap: 32px; }
.faq-side { display: flex; flex-direction: column; gap: 12px; align-items: flex-start; }
.ask-card { margin-top: 12px; width: 100%; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; display: flex; flex-direction: column; gap: 10px; }
.ask-card strong { font-size: 18px; color: var(--navy); }
.ask-card p { color: var(--muted); }
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.qa { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); transition: border-color .2s, box-shadow .2s; }
.qa[open] { border-color: rgba(15, 42, 68, .25); box-shadow: 0 12px 30px -22px rgba(15, 42, 68, .5); }
.qa summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 22px; font-weight: 700; font-size: 17px; color: var(--navy); min-height: 56px; }
.qa summary::-webkit-details-marker { display: none; }
.qa summary .ic { transition: transform .3s var(--ease); color: var(--amber-text); }
.qa[open] summary .ic { transform: rotate(180deg); }
.qa-body { padding: 0 22px 20px; color: var(--muted); overflow: hidden; }
@media (min-width: 1024px) {
  .faq-grid { grid-template-columns: 360px 1fr; gap: 56px; align-items: start; }
  .faq-side { position: sticky; top: 104px; }
}

/* ---------- Footer ---------- */
.footer { background: var(--navy-deep); color: var(--on-dark); }
.footer-top { display: flex; flex-wrap: wrap; gap: 20px 32px; align-items: center; justify-content: space-between; padding-top: 48px; padding-bottom: 40px; border-bottom: 1px solid rgba(255, 255, 255, .1); }
.footer-cta h2 { color: var(--surface); font-size: clamp(26px, 3vw, 34px); }
.footer-cta p { margin-top: 6px; }
.footer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 32px; padding-top: 48px; padding-bottom: 32px; }
.footer-grid > div { display: flex; flex-direction: column; gap: 10px; font-size: 15px; }
.footer h3 { margin: 0 0 4px; font-family: var(--body); font-size: 13px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--surface); }
.footer a { color: var(--on-dark); text-decoration: none; }
.footer a:hover { color: var(--amber); }
.footer .btn-primary, .footer .btn-primary:hover { color: var(--navy); }
.footer .btn-outline:hover { color: var(--navy); }
.footer-brand .logo { margin-bottom: 4px; }
.areas { font-size: 14px; opacity: .85; }
.ic-line { display: flex; gap: 10px; align-items: flex-start; }
.ic-line .ic { width: 18px; height: 18px; margin-top: 3px; color: var(--amber); }
.hours { margin: 0; display: grid; gap: 6px; }
.hours div { display: flex; justify-content: space-between; gap: 12px; max-width: 260px; }
.hours dt { font-weight: 600; }
.hours dd { margin: 0; }
.footer .status-line { color: var(--surface); }
.footer-bottom { border-top: 1px solid rgba(255, 255, 255, .1); padding-top: 20px; padding-bottom: 24px; font-size: 14px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; }

/* ---------- Mobile action bar ---------- */
.action-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 40; display: flex; gap: 10px; padding: 10px 16px calc(10px + env(safe-area-inset-bottom)); background: rgba(247, 248, 250, .96); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-top: 1px solid var(--line); box-shadow: 0 -8px 24px rgba(15, 42, 68, .12); transform: translateY(110%); transition: transform .35s var(--ease); }
.action-bar.show { transform: none; }
.action-bar .btn { flex: 1; min-height: 50px; padding: 10px 12px; }
.action-bar .btn-outline-dark { flex: 0 0 34%; }
@media (min-width: 1100px) { .action-bar { display: none; } }
@media (max-width: 1099px) { .footer-bottom { padding-bottom: 96px; } }

/* ---------- Quote page ---------- */
.page-hero { position: relative; overflow: hidden; background: var(--navy); color: var(--surface); padding: 120px 0 56px; isolation: isolate; }
.page-hero-bg { position: absolute; inset: 0; z-index: -2; }
.page-hero-bg img { position: absolute; left: 0; top: -14%; width: 100%; height: 128%; object-fit: cover; }
.page-hero::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(100deg, rgba(10, 31, 51, .95) 0%, rgba(15, 42, 68, .85) 60%, rgba(15, 42, 68, .7) 100%); }
.page-hero .container { display: flex; flex-direction: column; gap: 14px; }
.crumbs { display: flex; gap: 8px; font-size: 14px; color: var(--on-dark); }
.crumbs a { color: var(--on-dark); }
.page-hero h1 { font-size: clamp(32px, 4.4vw, 54px); font-weight: 800; color: var(--surface); max-width: 760px; }
.page-hero p { font-size: 18px; color: var(--on-dark); max-width: 620px; }
.quote-layout { display: grid; gap: 28px; align-items: start; padding-top: 40px; padding-bottom: 80px; }
@media (min-width: 1024px) { .quote-layout { grid-template-columns: 1.7fr 1fr; gap: 40px; padding-top: 48px; } .side { position: sticky; top: 96px; } }
.quote-form { position: relative; background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 28px; display: flex; flex-direction: column; gap: 20px; box-shadow: var(--shadow); }
@media (min-width: 1024px) { .quote-form { margin-top: -96px; } .page-hero { padding-bottom: 128px; } }
.quote-main { display: flex; flex-direction: column; gap: 24px; min-width: 0; }
.after-form { background: var(--tint); border-radius: 14px; padding: 24px; }
.after-form h2 { font-size: 22px; margin-bottom: 16px; }
.after-form ol { list-style: none; display: grid; gap: 16px; }
.after-form li { display: flex; gap: 14px; align-items: flex-start; }
.after-form b { width: 34px; height: 34px; border-radius: 50%; background: var(--navy); color: var(--amber); display: grid; place-items: center; font-family: var(--display); flex: none; }
.after-form strong { display: block; color: var(--navy); }
.after-form span { color: var(--muted); font-size: 15px; }
@media (min-width: 768px) { .after-form ol { grid-template-columns: repeat(3, 1fr); } }
.panel hr { width: 100%; border: 0; border-top: 1px solid var(--line); margin: 10px 0; }
.form-progress { height: 6px; background: var(--tint); border-radius: 6px; overflow: hidden; }
.form-progress span { display: block; height: 100%; width: 50%; background: var(--amber); border-radius: 6px; transition: width .45s var(--ease); }
.quote-form[data-step="2"] .form-progress span { width: 100%; }
.form-steps-label { font-size: 13px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--amber-text); }
.form-step { border: 0; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 18px; min-width: 0; }
.form-step[hidden] { display: none; }
.form-step legend { padding: 0; margin-bottom: 0; }
.quote-form h2 { font-size: 26px; font-weight: 700; }
.form-step legend { float: left; width: 100%; }
.form-step legend + * { clear: both; }
.hint { color: var(--muted); margin-top: -8px; }
.chip-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
@media (min-width: 600px) { .chip-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.chip-grid .chip { justify-content: flex-start; text-align: left; font-size: 14px; }
.field-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; }
.field { display: flex; flex-direction: column; gap: 6px; font-size: 15px; font-weight: 600; }
.field input, .field textarea, .field select { min-height: 50px; padding: 12px 14px; border: 1px solid #CBD5E1; border-radius: 8px; font: 400 16px var(--body); color: var(--text); background: var(--surface); width: 100%; transition: border-color .2s, box-shadow .2s; }
.field select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%230F2A44' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; padding-right: 40px; }
.field input:focus, .field textarea:focus, .field select:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(232, 163, 61, .45); }
.field-error { display: none; color: #B42318; font-size: 14px; font-weight: 500; }
.field.invalid input { border-color: #B42318; }
.field.invalid .field-error { display: block; }
p.field-error:not([hidden]) { display: block; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: 14px; color: var(--muted); }
.consent input { width: 20px; height: 20px; margin: 2px 0 0; flex: none; accent-color: var(--navy); }
.consent.invalid { color: #B42318; }
.form-actions { display: flex; gap: 12px; flex-wrap: wrap-reverse; }
.form-actions .btn-primary { flex: 1; }
.form-note { display: flex; align-items: center; gap: 8px; font-size: 14px; color: var(--muted); }
.form-note .ic { width: 18px; height: 18px; color: var(--amber-text); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.thanks { display: none; flex-direction: column; gap: 14px; align-items: flex-start; }
.thanks:focus { outline: none; }
.thanks-ic { width: 56px; height: 56px; fill: none; stroke: #1F7A4D; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.next-list { padding-left: 20px; display: grid; gap: 6px; color: var(--muted); }
.quote-form.sent .form-step, .quote-form.sent .form-progress, .quote-form.sent .form-steps-label { display: none; }
.quote-form.sent .thanks { display: flex; }
.side { display: flex; flex-direction: column; gap: 16px; }
.panel { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; display: flex; flex-direction: column; gap: 8px; }
.panel h3 { font-size: 20px; }
.panel .hours div { max-width: none; }
.panel-dark { background: var(--navy); border-color: var(--navy); color: var(--surface); gap: 12px; }
.panel-dark h2 { font-size: 24px; color: var(--surface); }
.panel-dark p { color: var(--on-dark); }
.panel-dark .status-line { color: var(--on-dark); }

/* ---------- Mobile ---------- */
@media (max-width: 767px) {
  .container { padding: 0 20px; }
  .section { padding: 56px 0; }
  .hero { padding: 104px 0 92px; }
  .hero-copy { gap: 18px; }
  .hero-sub { font-size: 17px; }
  .hero-ctas .btn, .cta-banner .btn, .footer-top .btn, .why-text .btn, .steps-cta .btn { width: 100%; }
  .footer-top .btns, .cta-banner .btns, .why-text .btn-row { width: 100%; }
  .picker { padding: 22px; }
  .picker h2 { font-size: 22px; }
  .picker { gap: 14px; }
  .picker-note { display: none; }
  .picker-grid .chip { min-height: 58px; }
  .cov-lg .cov-media { height: 160px; }
  .trust { margin-top: -52px; }
  .stat { padding: 16px 18px; }
  .coverage { padding-top: 48px; }
  .section-head { margin-bottom: 28px; }
  .section-head p { font-size: 17px; }
  .why-img { height: 260px; }
  .cta-banner { padding: 60px 0; }
  .marquee { padding: 18px 0; }
  .quote-form { padding: 22px 18px; }
  .page-hero { padding: 104px 0 44px; }
  .video-toggle { bottom: 64px; right: 14px; }
}
@media (max-width: 380px) {
  .hero-ticks { font-size: 14px; gap: 8px 14px; }
  .picker-grid .chip { font-size: 13px; }
  .float-card { padding: 10px 12px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}

/* ---------- Multi-page: shared ---------- */
.nav-links a[aria-current="page"] { color: var(--amber); }
.nav-links a[aria-current="page"]::after { transform: scaleX(1); transform-origin: left; }
.mobile-menu nav a[aria-current="page"] { color: var(--amber); }
.break { overflow-wrap: anywhere; }
.footer .hours-title { margin-top: 14px; }
@media (min-width: 1024px) { body:not(.page-quote) .page-hero { padding-bottom: 72px; } }
.page-hero .hero-ctas { margin-top: 6px; }
.page-hero-plain { padding-bottom: 48px; }
.page-404 { min-height: 520px; display: flex; align-items: center; }

/* Inner page layout: content + sticky side panel */
.content-layout { display: grid; grid-template-columns: minmax(0, 1fr); gap: 32px; align-items: start; padding-top: 56px; padding-bottom: 80px; }
@media (min-width: 1024px) { .content-layout { grid-template-columns: minmax(0, 1.7fr) minmax(0, 1fr); gap: 48px; } .content-layout .side { position: sticky; top: 96px; } }
.prose { display: flex; flex-direction: column; gap: 18px; min-width: 0; }
.prose h2 { font-size: clamp(26px, 2.6vw, 34px); font-weight: 800; margin-top: 18px; }
.prose h3 { font-size: 21px; margin-top: 6px; }
.prose > p, .prose .bullets li { color: var(--muted); font-size: 17px; max-width: 70ch; }
.prose .lead { color: var(--text); font-size: 19px; }
.bullets { padding-left: 22px; display: grid; gap: 10px; }
.bullets li::marker { color: var(--amber-text); }
.checks-1 { grid-template-columns: 1fr !important; }
@media (min-width: 768px) { .checks-1 { grid-template-columns: 1fr 1fr !important; } }
.note { background: var(--tint); border-radius: var(--radius); padding: 16px 20px; font-size: 15px; color: var(--muted); }
.note-center { margin: 32px auto 0; max-width: 760px; text-align: center; }
.legal { padding-top: 48px; padding-bottom: 80px; }
.legal .prose { max-width: 820px; }
.faq-group { display: flex; flex-direction: column; gap: 16px; }
.faq-group + .faq-group { margin-top: 16px; }
.faq-list > .text-link { margin-top: 8px; }

/* Coverage overview + related links */
.cov-grid { display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.cov-card .cov-media { height: 180px; }
.cov-card p { display: block; }
.cov-card .cov-body { gap: 10px; padding: 20px; }
.related { display: grid; gap: 14px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.related a { display: flex; align-items: center; gap: 14px; padding: 16px 18px; min-height: 72px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); text-decoration: none; font-weight: 700; color: var(--navy); transition: transform .25s var(--ease), box-shadow .25s; }
.related a > .ic:last-child { margin-left: auto; color: var(--amber-text); }
.related a:hover { transform: translateY(-3px); box-shadow: var(--shadow); color: var(--navy); }
.related-wrap { background: var(--tint); }

/* Promise cards (stand in for reviews until real ones exist) */
.promise { gap: 10px; }
.promise h3 { font-size: 22px; }
.promise p { color: var(--muted); }
.promise-grid { display: grid; gap: 16px; }
@media (min-width: 768px) { .promise-grid { grid-template-columns: repeat(3, 1fr); } }
.promise-grid .promise { background: var(--white); }

/* About: team + areas */
.team-wrap { display: grid; gap: 32px; align-items: center; }
@media (min-width: 900px) { .team-wrap { grid-template-columns: 1fr 1fr; gap: 64px; } }
.team-text { display: flex; flex-direction: column; gap: 12px; }
.team-text h2 { font-size: clamp(30px, 3.4vw, 44px); font-weight: 800; }
.team-card { display: flex; gap: 20px; align-items: flex-start; background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 28px; box-shadow: var(--shadow); }
.team-card h3 { font-size: 26px; }
.team-card p { color: var(--muted); }
.team-links { display: grid; gap: 8px; margin-top: 12px; }
.team-links a { text-decoration: none; font-weight: 600; }
.team-links .ic { color: var(--amber-text); }
.avatar-lg { width: 72px; height: 72px; font-size: 24px; font-family: var(--display); color: var(--amber); }
.area-list { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; }
.area-list li { padding: 6px 14px; border-radius: 999px; background: var(--tint); color: var(--navy); font-weight: 600; font-size: 15px; }
.areas-wrap .why-text { display: flex; flex-direction: column; gap: 16px; }
.map-box { border-radius: 14px; overflow: hidden; border: 1px solid var(--line); background: var(--tint); }
.map-frame { display: block; width: 100%; height: 380px; border: 0; }

/* Contact page */
.contact-form { position: relative; background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 28px; box-shadow: var(--shadow); }
@media (min-width: 1024px) { .page-contact .contact-form { margin-top: -96px; } .page-contact .page-hero { padding-bottom: 128px; } }
.contact-form .form-body { display: flex; flex-direction: column; gap: 18px; }
.contact-form h2 { font-size: 26px; }
.contact-form.sent .form-body { display: none; }
.contact-form.sent .thanks { display: flex; }
.contact-cards { display: grid; gap: 14px; }
@media (min-width: 768px) { .contact-cards { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.contact-card { display: flex; flex-direction: column; gap: 6px; padding: 20px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); text-decoration: none; color: var(--muted); transition: transform .25s var(--ease), box-shadow .25s; }
.contact-card strong { color: var(--navy); font-size: 17px; }
.contact-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); color: var(--muted); }
@media (max-width: 767px) { .contact-form { padding: 22px 18px; } .map-frame { height: 300px; } .team-card { padding: 22px; } .content-layout { padding-top: 40px; } }
@media (max-width: 767px) { .prose .btn-row, .side .btn { width: 100%; } .prose .btn-row .btn, .side .btn { width: 100%; white-space: normal; text-align: center; } }