Auto Insurance in Sunrise, FL

Cover for Florida drivers and families, from the minimum the state requires to the protection that keeps you moving after an accident.

Every driver is different. We look at your cars, your drivers and your budget, then build a policy that covers what matters and skips what doesn't.

What auto insurance can cover

  • Bodily injury liabilityHelps pay for injuries you cause to other people.
  • Property damage liabilityHelps pay for damage you cause to someone else's car or property.
  • Personal injury protection (PIP)Helps with your own medical costs after an accident, part of Florida's no-fault system.
  • Uninsured / underinsured motoristProtects you when the other driver has little or no insurance.
  • CollisionHelps repair or replace your car after a crash, whoever is at fault.
  • ComprehensiveHelps with theft, vandalism, flooding, falling objects and storm damage.

Good to know

  • Florida requires drivers to carry personal injury protection (PIP) and property damage liability. The state minimum often isn't enough to protect your savings after a serious accident, so we'll show you what higher limits cost.
  • Optional extras such as roadside assistance and rental car reimbursement can usually be added for a small cost.
  • Bundling auto with homeowners or renters insurance can lower what you pay overall, depending on the insurer.

Coverage, limits, exclusions and availability vary by insurer and policy. Your AJP agent will explain exactly what a policy includes before you buy.

Common questions

What auto insurance does Florida require?

Florida requires personal injury protection (PIP) and property damage liability on registered vehicles. Many drivers also choose bodily injury liability, uninsured motorist, collision and comprehensive for fuller protection. Your agent can confirm current requirements for your situation.

Does full coverage mean everything is covered?

No. "Full coverage" usually means liability plus collision and comprehensive. Every policy has limits, deductibles and exclusions, which we explain before you buy.

Can I add a teen driver to my policy?

Yes. Tell us about the driver on the quote form or by phone and we'll show you how it affects your premium.

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