Critical Illness Insurance in Sunrise, FL
You can never be fully prepared for a major illness. But with critical illness insurance, you can be financially prepared.
Critical illness insurance pays a lump-sum benefit if you're diagnosed with a covered condition. You decide how to use the money.
What critical illness insurance can cover
- Lump-sum benefitPaid directly to you on diagnosis of a covered illness.
- Medical billsHelp with deductibles, copays and treatments your health plan doesn't cover.
- Lost incomeKeep up with the mortgage and bills while you recover.
- Everyday costsChildcare, travel to treatment and other costs that add up.
Good to know
- Covered conditions differ by policy. They commonly include illnesses such as heart attack, stroke and certain cancers. We'll show you exactly which conditions a policy covers.
- Critical illness insurance works alongside your health insurance. It doesn't replace it.
- Some life insurance policies can add a critical illness rider. Ask us to compare a standalone policy with a rider.
Coverage, limits, exclusions and availability vary by insurer and policy. Your AJP agent will explain exactly what a policy includes before you buy.
Common questions
How is critical illness insurance different from health insurance?
Health insurance pays providers for medical care. Critical illness insurance pays you a lump sum on diagnosis of a covered condition, which you can use however you need.
Which illnesses are covered?
It depends on the policy. We'll go through the list of covered conditions with you before you buy.

