Renters Insurance in Sunrise, FL
Your landlord's insurance covers the building, not your things. Renters insurance protects your belongings and your liability, usually for a modest monthly cost.
Whether it's your first apartment or a family rental, we'll help you choose the right amount of cover for what you own.
What renters insurance can cover
- Personal propertyHelps replace belongings after theft, fire and other covered events, at home or away.
- Personal liabilityHelps if a guest is injured or you accidentally damage someone else's property.
- Loss of useHelps with hotel and living costs if your rental becomes unlivable after a covered loss.
- Medical paymentsHelps with minor medical bills for guests hurt in your home.
Good to know
- Many landlords require renters insurance in the lease, often with a minimum liability limit. We can match your policy to it.
- Replacement cost coverage pays to replace items new, rather than their depreciated value. It's worth asking about.
- Adding renters to your auto policy may reduce what you pay for both, depending on the insurer.
Coverage, limits, exclusions and availability vary by insurer and policy. Your AJP agent will explain exactly what a policy includes before you buy.
Common questions
Isn't my stuff covered by my landlord's insurance?
Usually not. A landlord's policy typically covers the building and their liability, not your belongings or your liability.
How much renters insurance do I need?
Add up roughly what it would cost to replace your belongings, then choose a liability limit that protects your savings. We'll help you estimate both.
Get your renters quote in about 2 minutes
Free and no obligation. A local agent explains your options in plain English.